Philadelphia Personal Injury Lawyers
More Than $110 Million Recovered for Injured Pennsylvanians
After being hurt in an accident, particularly when that accident was caused by someone else’s negligence, you may not be sure what your next steps should be. All you know is that you’re in pain, dealing with mounting medical bills and daily expenses, and you need help. This is the time to turn to an experienced attorney who can guide you through the claims process and help navigate the challenges you are facing.
With a combined experience of more than 40 years, the Philadelphia personal injury lawyers at Fellerman & Ciarimboli Law PC have been fighting for injured individuals and the families of those wrongfully killed across Eastern Pennsylvania for more than two decades. We understand the painful situation you and your loved ones are facing. With bills piling up and no way to pay them, you need a reassuring hand to help you in your time of need. Our attorneys will not rest in their efforts to help you receive the compensation you need to get back on your feet again.
Continue reading to learn more about how we can help you with your claim, or call us at (877) 989-4878 today to request a free, confidential consultation.
Why Do I Need a Personal Injury Attorney?
Let’s say you were hurt in an auto accident on the Schuylkill because someone else was driving carelessly or texting while driving. You were severely injured and are unable to return to work for weeks. With medical bills piling up, not to mention your day-to-day expenses, you are at loss. How will you pay this massive debt? How will you continue providing for your family? Who is responsible for the pain and suffering you are going through?
Your first option is to contact the insurance company and file a claim on your own. However, this could be a serious mistake. Filing a claim with the insurance company can be a complicated process, especially if you’ve never done it before. Missing even a minor detail could result in your claim being denied. Additionally, the insurance company’s adjusters will likely try to get you to admit fault or downplay your injuries in order to have grounds to deny your claim or offer a lower settlement. Without an attorney on your side, you could ultimately end up making a seemingly minor mistake that ends up costing you in a huge way.
This is the time to contact a personal injury lawyer from Fellerman & Ciarimboli Law PC. Our Philadelphia personal injury attorneys can not only help you with your insurance claim but also fight to maximize your recovery. Our goal is to help you recover the full compensation you are owed for all of your current and future damages.
The Insurance Company Is Not Your Friend
When you submit a claim to the insurance company, it is the responsibility of the insurance adjuster to keeping the payout as low as possible so the company can stay profitable. In most cases, the adjuster will offer you just enough of a settlement to avoid a lawsuit.
The adjusters will examine the following factors when deciding on a settlement offer:
- Both current and future expenses
- Any income losses
- Pain and suffering, as well as emotional damages
The adjuster will then determine how much the company is willing to pay using a specific formula. The adjuster will then make a low-ball offer, sometimes as much as 50% lower than what your claim is really worth. This allows the adjuster to negotiate during the settlement phase. Unfortunately, many people do not realize that negotiation is possible and simply accept the low settlement thinking it is the best offer they will get.
However, if your injury is severe enough, this amount will probably not cover all your expenses nor will it sufficiently pay for your pain and suffering. But you don't want to deal with the insurance company on your own. Remember, the insurance company is not your friend and will likely try to bully you into accepting a low-ball settlement. This is why you need a skilled personal injury lawyer, like those at Fellerman & Ciarimboli Law PC, by your side.
Why Choose Us?
Our personal injury lawyers have been dealing with insurance companies across Pennsylvania for more than two decades. We understand their motives and we know the tactics adjusters use to get you to sign on the dotted line.
Once you hire our team, we will immediately get to work on your claim. We'll examine the evidence, get your medical records, talk to experts, and figure out exactly how much your claim is truly worth. We will then negotiate with the insurance company on your behalf to fight for the compensation that you truly deserve for your injuries. And, if negotiation talks break down, we are prepared to fight for your rights in the courtroom.
Take a look at our victories. We have had much success in helping accident victims get the compensation to help them get back on their feet again, including more than $110 million in total recovered for our clients.
Don’t Wait; Contact Us Before the Deadline Passes
The statute of limitations for personal injury claims in Pennsylvania is two years. This means you only have two years from the date of the accident (or injury or death) to file your claim and seek compensation for your damages. Although this seems like a lot of time, it can go by very quickly, especially if extensive research needs to be done on your claim. The longer you wait, the harder it will be to collect evidence and get witness testimony.