What is a Total Permanent Disability?
Many Americans work hard every day in order to pay for their very basic needs. This at times involves very dangerous and labor intensive work. Well, what if you become injured and can no longer work? Chances are that at one point in your life you will be unable to work because of a work related accident or illness.
As soon as the injury occurs it is important that you inform the proper channels of your financial status so that it may be determined what your Total and Permanent Disability (TPD) will be. Never hesitate to file this as you may be denied for proper medical coverage if it is not addressed within a specific time frame.
I need help…..
Getting through the process to establish a Total Permanent Disability can be grueling. You need legal representation that has been through this before and can streamline the process for your and get you the compensation you deserve. Submit your case to us below, we will evaluate it for you free of charge, and let you know what the next steps would be.
Claims and Compensation for Permanent Disability
Permanent disability entitles you to a sum of money. In most states, it is called a permanent disability award which compensates you for your diminished future earning capacity. In short, if your permanent disability restricts your physical activities, you are entitled to get compensation.
Should you be entitled to a permanent disability award, payments are due even if you return to work, perform the exact job you have before the disability, or does not suffer any wage loss.
For instance, if you fell and injured your knee as a consequence while working as a cashier in a restaurant and your doctor restricted you from lifting heavy objects even after your condition stabilizes, you would still be entitled to permanent disability award. This is because your inability to lift objects would affect your chances of getting future employment.
Permanent Disability Status
It usually takes months and even years to determine whether you are permanently disabled or not. Primarily, your doctor must confirm that you are indeed disabled. For injuries occurring after 2005, reaching a permanent and stationary status is also known as having reached a “maximal medical improvement” which means that your condition is well stabilized and unlikely to change substantially in the coming years.
Injury Limitations by Medical Evaluation Reports
After your condition has stabilized, your doctor or any qualified medical evaluators would write medical reports setting forth various limitations as a result of your injury. These opinions are converted into a percentage of disability. The percentage of disability will then be converted to amount of money which you will be entitled to.
You need an attorney
Establishing and determining personal disability status is something that can be full of risk. Many factors are taken into consideration when determining your status and the amount of compensation you are entitled to. For more information and better understanding of disability law, benefits and claims, it is best to consult with an experienced disability lawyer.
Still undecided?
Submit your case and we will give you the name and number of a past client that had a situation similar to yours. While we are confident in our ability to help you, we know that sometimes you simply need to talk to someone that has been represented by us to know exactly how we handled the case and what our results were.
